We have always been active in financial services, banking and real estate. We believe that the cyclicality of current market disruptions create enormous opportunity for investors with experience, like Dallas Capital. Traditional banks, savings and loans and mortgage companies are splintering whole new players have increased competition in the market. The Internet, coupled with advances in technological innovation, presents a new medium and unique opportunities. To be successful, companies must develop a clear business model with long- term growth potential, a focus on multiple products and owning One hundred percent of the customers wallet, and an ability to offer multiple financial products with a single point of contact.